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Construction Insurance generally refers to public and employers liability insurance for companies involved in the construction industry. Cover can also be provided the contract works (also known as contractors all risks) and also for own plant, hired in plant, tools, site huts, etc.
Construction Public Liability Insurance?
Construction public liability insurance provides cover in the event of claims made against you by members of the public for injury, illness, death or disease caused by you in the line of your work. Personal injury claims can run into many thousands of pounds and your public liability insurance is designed to cover construction workers for such an event.
Construction public liability insurance also provides cover for third party property damage, for example, some bricks falling on a nearby car. Additionally, the policy can be extended to include employers' liability insurance for any direct employees or labour only sub-contractors working under your control.
Discounts will be provided for construction companies with a good claims record and good health & safety procedures and controls.
Construction Contract Works Cover
This provide cover for the materials and the property in the course of being erected, for example, a new house or an extension. It should be noted however, that any existing structures are not included and must continue to be insured under a separate property policy.
Construction Insurance at a Lower Cost
We understand that protecting your business against unexpected events is important to you and search the insurance marketplace to find a first class insurance product to meet your needs.
Our independent status ensures that the premium quoted for your construction insurance will be the most competitive from leading UK insurers such as Ageas, Allianz, Aviva, AXA, Liverpool Victoria, NIG, QBE, RSA and Zurich Insurance.
How To Apply For Your Construction Insurance Quote
To apply for your construction insurance quotation, please proceed to our on-line construction insurance quote form or phone our offices on 01623 641 386.
Our normal office opening hours are 9am to 5pm Monday to Friday.
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Midlands Insurance Services are authorised and regulated by the Financial Conduct Authority. FCA Number 306382.