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Consultants Liability Insurance
Consultants Liability Insurance is the broad term used to describe public and employers' liability insurance for professional consultants with the option to include professional indemnity insurance if required.
Midlands Insurance Services are independent award winning insurance brokers with over 20 years experience of arranging policies specially designed for consultants. Our policies are arranged with top UK insurers such as Aviva, AXA, Allianz, Ageas, Covea, NIG and Zurich and can be tailored to your needs. So whether you only need public liability insurance, employers' liability, professional indemnity insurance or all three, our policies will cater for your needs.
What does consultants insurance cover?
Public liability insurance provides cover for your legal liability in the event of property damage to another persons property or injury to a person whilst carrying out your work. Cover is typically available for £1M, £2M or £5M limit of indemnity although higher limits are available if required.
Employers' liability insurance is required by law if you employ any direct staff or labour only sub-contractors. Cover is for injury to employees whilst working on your behalf and is for a standard £10M limit of indemnity.
Professional indemnity provides cover for your legal liability for any negligent error, ommission or advice provided by you during the course of your work. This can be insured from £100,000 upwards, although we would always recommend that you purchase the maximum that you can comfortably afford as the awards paid by courts could well be in excess of this figure.
How to obtain your consultants insurance quote
To apply for your consultants liability insurance quote, please proceed to our on-line consultants insurance quote form or alternatively phone our offices on 01623 641 386 and one of our advisors will be happy to help with your enquiry.
If you require consultants professional indemnity insurance only, without public/employers liability, please proceed to our professional indemnity insurance page to compete a professional indemnity quote form.
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Midlands Insurance Services are authorised and regulated by the Financial Conduct Authority. FCA Number 306382.