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Groundworkers Insurance policies are specially designed to provide public and employers liability insurance cover for your business.
What is Groundworkers Public Liability Insurance?
Groundworkers insurance provides cover in the event of claims made against you for damage to property or by members of the public for illness, injury, death or disease caused by you whilst carrying out your work. An example of third party property damage could be if you caused damage to underground services/pipes whilst digging.
Another example is if you are working and you cause injury to a passer-by. Personal injury and property damage claims can run into many thousands of pounds and your groundworkers public liability insurance is designed to cover your legal liability for such an event should you be found negligent.
The standard levels of cover for groundworkers public liability insurance cover are £1M, £2M and £5M limit of indemnity, however higher limits of up to £10M are available if required.
Your groundworkers insurance policy will also provide legal defence costs in addition to your limit of indemnity chosen.
If you employ direct employees or use labour only sub-contractors you are required by law to include £10M employers liability insurance and this can easily be included on your groundworkers liability insurance policy.
As an award winning insurance broker we realise that obtaining the best cover at the most competitive price is important to you and search the insurance marketplace to find the best groundworkers insurance product to meet your needs.
Our independent status ensures that the premium quoted for your groundworkers public liability insurance will be the most competitive from leading UK insurers such as Aviva, AXA, Allianz, Covea, Lloyds of London, NIG, QBE, RSA and Zurich.
How To Apply For Your Groundworkers Insurance Quote
To apply for your public liability insurance quote for groundworkers, please proceed to our groundworkers liability insurance quote form.
Our normal office hours are 9am to 5pm Monday to Friday.
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Midlands Insurance Services are authorised and regulated by the Financial Conduct Authority. FCA Number 306382.