Tel: 01623 641 386     
Pub Insurance Quotes
Midlands Insurance Services Logo

Main Menu

Pub Insurance Quotes

For UK Customers Only

Please insert your details here and one of our pub insurance advisers will contact you shortly.

This form is designed for quotes for pub insurance only. Pub insurance is a package policy designed to cover pub contents/fixtures and fittings, buildings (optional), stock, public/product and employers liability, business interruption, money, loss of licence, etc.

If you have any problems with completing this form, please phone us on 01623 641 386 for assistance.

Proposers Details

Proposers Full Name(s):
(enter sole trader's name or all partner's names if a partnership)
Contact Name:
(if different to proposer's name)
Limited Company Name:(if operating as a Ltd. company)
Trading Name:
(if different to the above)
Trading Status:
Pub Address:
Pub Postcode:  Help?
Correspondence Address:
(if different to the above)
Daytime Telephone No.
E-Mail Address:

General Information

Have you, or any other partner or director ever
been convicted of or charged with any criminal offence?
Yes     No
If yes, please provide details:
(i.e. date of conviction, type of
conviction, length of custodial sentence, etc.)
Have you, or any other partner or director ever had
any county court judgements / sheriff decrees or been
declared bankrupt, or involved in a company which has
become insolvent or which has gone into liquidation, receivership or administration?
Yes     No
If yes, please provide details:
(i.e. date of bankruptcy/insolvency, amount of
bankruptcy/insolvency, whether discharged, etc.)
Has any insurer ever refused, declined,
cancelled or imposed special terms
in respect of your pub insurance?
Yes     No
If yes, please provide details:
(i.e. name of insurer, reason
for refusal/special terms, etc.)
Have you, or any other partner or director ever
been prosecuted or received notice of intended
prosecution under the Consumer Protection Act, Food
Safety Act, Health & Safety Act or similar legislation?
Yes     No
If yes, please provide details:
(i.e. date of prosecution, reason for prosecution, etc.)
Can you confirm that you meet all the Statutory obligations; including fire safety, electrical inspections, Health & Safety and COSHH regulations, relating to the operation of your business?Yes     No
Trade Description / Experience
What is your trade description?
Please state the number of years
trading under current management:
If a new venture, please state the number
of years previous experience (if applicable):
Is the pub open throughout the year?
(i.e. not seasonal)
Yes     No
If no, please provide details:
Is the property in a good state of repair and maintained?Yes     No
Are you the sole occupant of the property?Yes     No
If no, please provide details of other occupants:
Pub Construction Details
Construction of Walls (e.g. brick, stone, etc.):
Construction of Roof (e.g. tile, slate, felt, etc.):
If there any flat roofing?Yes     No
Please confirm percentage Flat Roofing:%
Please confirm the type of flat roofing:
(e.g. 'felt/bitumen on wood' or 'concrete flat roof')
Construction of Floors:
Approximately, what year was the pub built?
Is the property a grade listed building (i.e. grade I, II, etc.)
Has there ever been any previous subsidence
or flood damage at the premises or nearby?
Yes     No
If yes, please provide details:
(i.e. date of damage, amount of
damage, type of damage, etc.)
Please indicate the distance to the nearest water:
(e.g. river, canal, lake, coast, etc.)
Is there a basement or a cellar?Yes     No
Are the premises only heated by
fixed heating and not by any portable heaters?
Yes     No
If no, please provide details of portable heaters:
Do the premises have open fires that
are currently in use or will be during the year?
Yes     No
Do you have extended opening hours (i.e. after 11pm)?Yes     No Help?
If yes, please provide details:
(e.g. days and times you stay open until)
Do you employ doormen?Yes     No Help?
Is there any live entertainment at the premises?
(e.g. Karaoke, disco's, bands, quiz nights, etc.)
Yes     No Help?
If yes, state the type of entertainment
(e.g. disco, bands, etc.), how many times
per month the entertainment is held and
whether an entry fee is charged at the door:
Is there a stage area?Yes     No
Is there a dance floor area or an
area routinely cleared to allow dancing?
Yes     No Help?
If yes, please state the maximum
capacity of people on the dance floor area:
Do you have a function room?Yes     No
If yes, please confirm the type(s) of
functions and the number of functions per annum
Do the premises have any
children's play areas or bouncy castles?
Yes     No Help?
If yes, please state the type of play
equipment and the type of floor covering
(e.g. bark chippings, foam mats, grass, etc.) if applicable:
Are all your external doors fitted with a minimum
of 5 lever mortise deadlocks (BS3621) or equivalent?
Yes     No Help?
Are all opening windows fitted
with key operated window locks?
Yes     No Help?
Is the pub protected by an intruder alarm?Yes     No Help?
If yes, is the alarm NACOSS / NSI approved?
Method of intruder alarm signalling:
Is the alarm maintained annually?Yes     No
What level of CCTV coverage protects the premises? Help?
Please provide details of any other
security arrangements (e.g. window grilles, etc.):
By whom are the premises occupied overnight? Help?
Are the premises protected by a fire alarm?Yes     No Help?
If yes, type of fire alarm?
Is there an A.T.M. (cash machine) on the premises?Yes     No Help?
What is the approx. seating capacity of the premises?
Claims Experience
Have you, or any other director or partner (in this
or any other trading name) suffered any loss or
had any claims made against you in the last 5 years?
Yes     No Help?
If yes, please provide details:
(i.e. date of claim,
amount of claim
description of claim, etc.)
Catering / Accommodation
Do you sell food for consumption at the premises?Yes     No Help?
What percentage of turnover is derived from food sales?
Please confirm whether or not you provide
bar meals only or have a seperate restaurant:
Do you carry out Deep Fat Frying?Yes     No
If yes, please state type of frying equipment:
Is the frying equipment cleaned weekly?Yes     No
Is any deep fat frying equipment fitted
with a thermostat designed to prevent the
temperature of oils/fat from rising above 205°C?
Yes     No
How often is the frying equipment competently serviced?
How often are the extraction systems
and ducting cleaned by professionals?
Do you provide accommodation?Yes     No Help?
If yes, please indicate the total number of guest rooms:
Please state the maximum number of guests:
Type of guests staying:
Total guests effects sum insured (if cover is required)


Level of Cover Required? Help?
Is terrorism cover required?Yes     No Help?
Buildings (if owner occupied and required)
Buildings Sum Insured (if required):
(reinstatement value including outbuildings and an allowance for
demolition costs, removal of debris, rebuilding architects fees, etc.)
Do you require cover for subsidence, heave or landslip?Yes     No Help?
Tenants Improvements (if renting the pub and required)
Do you require tenants improvements cover?
(i.e. to insure improvements you have made as a tenant to
the building's fixtures & fittings such as a new counter,
suspended ceiling, partitions, lighting, decorations, etc.)
Yes     No     N/A Help?
If yes, please state the sum insured:
Pub Contents / Fixtures & Fittings
Electronic Equipment & Computers Sum Insured: Help?
All Other Pub Fixtures & Fittings / Contents Sum Insured: Help?
Personal / Household Contents Sum Insured:
(if required and you live at the property)
Wines and Spirits (excluding beer): Help?
Tobacco, Cigarettes & Cigars: Help?
All Other Stock Sum Insured (including beer): Help?
Deterioration of Frozen Food
Deterioration of Frozen Food (if required): Help?
Glass & Signs
Fixed External Glass & Signs Sum Insured: Help?
Money Sum Insured (during working hours / in transit): Help?
Money Sum Insured (out of working hours and in a safe): Help?
Good In Transit
Goods In Transit Sum Insured (if required): Help?

Business Interruption

Do you require business interruption cover?
(i.e. loss of profit following an insured event usch as a fire, etc.)
Yes     No Help?
Please confirm the Annual Gross Profit of the pub (£'s): Help?
Please advise the period of
time you wish the cover to extend?
(allow sufficient time for rebuilding/refurbishing
and further time to resume normal trading)
12 months
24 months
36 months Help?
Do you require cover for loss of liquor licence?
(i.e. depreciation of the value of the premises)
Yes     No Help?
If yes, has there been any opposition to
renewal or transfer of the licence in the last 5 years?
Yes     No
If yes, please confirm the sum insured required (£'s): Help?
Do you require cover for loss of Book Debts?Yes     No Help?
If yes, please indicate the maximum amount of Debit
Balances outstanding at any one time (£'s):

Public / Employers Liability Cover

Public / Product Liability limit of indemnity: Help?
Is there any manual work carried out away from
the premises other than collection or delivery?
Yes     No
If yes, please provide details:
(i.e. type of work and number of employees involved)
Do you require Employers' Liability cover?
(£10 Million limit of indemnity)
Yes     No Help?
If yes, please confirm total number of employees:
If yes, please confirm total wages of the employees (£'s):
Per Annum
Employers' Reference Number (if available): Help?
Please confirm the annual Turnover of your business (£'s): Help?

Legal Expenses Cover

Is commercial legal expenses cover required?
(100,000 legal defence costs for contract disputes,
employment disputes, VAT investigations, etc.)
Yes     No  Help?
Limit of indemnity required:
Has the business and/or its directors been
involved in any legal dispute, tax investigation
or any other court or tribunal action in the last 5 years?
Yes     No
Please provide details of the dispute including dates:

Additional Information / Covers

If there is any additional information that
you wish to disclose or cover that you
wish to include, please provide details:
You are required to make a fair presentation of the risk to insurers which means that you are required to disclose every material circumstance which you know or ought to know relating to the risk to be insured. Materially important information is any information that could influence an insurer's decision to accept your risk including the cost of your insurance. Failure to comply with the duty of fair presentation could mean that your policy is void or that insurers are not liable to pay all or part of your claim(s). By submitting this quotation you are confirming that there are no other material facts to disclose other than those shown above.

Details Of Current / Previous Policies

Cover Start Date / Renewal Date:
Current Annual Premium:
This may help us to get you a better quote
Current / Previous Insurer:

Request Quotation

Please ensure that all the information you have provided is correct and that you have answered all the questions accurately then press the Request Pub Insurance Quote button to send your quotation details to us.